Global payment infrastructure · Freelance economy

The payment layer
the world's freelancers never had.

1.5 billion freelancers earn across borders. Most of them cannot send a Stripe-style payment link to their clients. Clymbs is the infrastructure layer built to fix that — corridor by corridor, compliantly, at scale.

See how it works ↓
Visa & Mastercard acceptance
Multi-currency settlement
Regulatory-first architecture
256-bit SSL
KYC compliant
✦Global payment infrastructure ✦Corridor-by-corridor expansion ✦Visa & Mastercard acceptance ✦Multi-currency settlement ✦Regulatory-first architecture ✦1.5B freelancers. Zero payment rails. ✦Instant local settlement ✦KYC & compliance built in ✦Global payment infrastructure ✦Corridor-by-corridor expansion ✦Visa & Mastercard acceptance ✦Multi-currency settlement ✦Regulatory-first architecture ✦1.5B freelancers. Zero payment rails. ✦Instant local settlement ✦KYC & compliance built in

The market

A $1.5 trillion opportunity.
With no payment infrastructure.

1.5B
Freelancers worldwide earning across borders — the largest distributed workforce in history
World Bank · Global Findex 2025
$1.5T
Annual cross-border freelance earnings — growing at 15% year-over-year with no slowdown in sight
McKinsey Global Institute · 2025
0
Payment infrastructure built specifically for cross-border freelancer earnings in emerging markets — before Clymbs
Structural gap · verified across 40+ markets
$50B+
Lost annually to intermediary fees, delays, and FX friction — a structural tax on where a freelancer was born
Estimated · cross-border payment friction data

Who this is for

Two audiences.
One infrastructure layer.

For freelancers
You earn globally.
You deserve to be paid that way.

If you work with international clients — through any platform or directly — and you have been absorbing delays, fees, and friction just to receive money you already earned, Clymbs was built for you.

Works with every platform
⬡Upwork
⬡Fiverr
⬡Toptal
⬡Deel
⬡Contra
⬡Direct clients

The platform you work on is irrelevant. What matters is that your client is international and pays by card.

For institutional partners
The infrastructure layer you have been looking for.

If you are a payment scheme, card network, regulated financial institution, or investor looking at the cross-border freelancer payment opportunity — we are building the rails, not competing with them.

Payment schemes & card networks
We bring compliant Visa and Mastercard acceptance to markets that have never had a proper checkout layer for freelancer earnings.
Licensed financial institutions
We are the product layer. You are the regulated infrastructure. We build the UX and the compliance framework — you hold the licenses and the rails.
Investors
A $1.5T market. A structural gap. A corridor model that scales without rebuilding from scratch in each market. Early traction in corridor one.
Get in touch → hello@clymbs.com

The problem

Freelancers earn globally.
They have never been paid that way.

✕
No payment link. No checkout.
Every business has Stripe. Every freelancer in an emerging market has Payoneer, wire transfers, and bank forms. Their clients — in New York, London, Toronto — just want to click and pay. That option does not exist.
✕
Days to receive money earned today
Wire transfers take 3 to 7 days when they work. When they don't, the freelancer carries the cost with no recourse. Cash flow is destroyed before a single rupee, naira, or taka touches a local account.
✕
A structural tax on location
Intermediaries take 2–5% per transaction. Banks take more on conversion. A freelancer in an emerging market pays a fee that exists for one reason only: the infrastructure was never built for them.

The model

One infrastructure layer.
Every corridor.

● Live · Corridor 01
South Asia
First live corridor. Regulatory framework in place. Payment rails active. Freelancers onboarding now.
○ Evaluating · Corridor 02
West Africa
Nigeria, Ghana. 85M+ freelancers. Significant cross-border earnings with no compliant checkout layer.
○ Evaluating · Corridor 03
Southeast Asia
Philippines, Indonesia, Vietnam. Fast-growing freelance workforce. Existing rails insufficient for scale.
○ Evaluating · Corridor 04
MENA
Egypt, Jordan, Morocco. Emerging freelance economies with growing international client bases.
○ Evaluating · Corridor 05
South America
Brazil, Colombia, Argentina. USD-earning freelancers with significant local currency conversion needs.
○ Coming · More corridors
Everywhere
The model is corridor-agnostic. Where there are freelancers earning internationally, Clymbs can operate.

Each corridor requires regulatory alignment, local settlement infrastructure, and banking partnerships. We build each one properly — then scale it. Speed without compliance is not a business.

The alternative

You deserve better
than the status quo.

Current options
Payoneer · Wire transfer · Bank forms
Clymbs
Payment infrastructure
Payment link for clients
Payment link for clients
A clean checkout page your client can pay from anywhere
✕Not available
✓Instant · Visa & Mastercard
Settlement time
Settlement time
How long until money reaches your account
✕3 – 7 business days
✓Target 48 hours
Transaction fees
Transaction fees
What you pay to receive money you already earned
✕2 – 5% per transaction
✓Free during early access
Client experience
Client experience
What your client sees when you ask them to pay
✕Wire instructions · Account numbers · Forms
✓Clean checkout · Click and pay
Local currency conversion
Local currency conversion
How foreign earnings become local currency
✕Manual · Additional fees · Delays
✓Automatic · Instant local rails
Regulatory compliance
Regulatory compliance
Whether the platform is built for your corridor's regulations
~Generic · Not corridor-specific
✓Regulatory-first · Per corridor
Invoice management
Invoice management
Track what you're owed and what has been paid
✕Not included
✓Built in · Full dashboard

Clymbs is not competing with payment processors. We are the product layer that sits on top of licensed infrastructure — giving freelancers the checkout experience that should have existed a decade ago.

How it works

Three steps.
That's the whole product.

01
Verify your identity
Ten minutes. No bank visits. Identity is verified once — compliantly, against local regulatory requirements — and you're set for life. One verification. Persistent compliance.
02
Send your client a payment link
They see a clean, professional checkout. Pay by Visa or Mastercard. They don't need to know or care where you live. It works exactly like Stripe — because it should have always worked that way.
03
Get paid in your currency
Foreign earnings settle into a compliant account within 48 hours. Local currency converts instantly via domestic rails — the same day the international transaction clears. No forms. No waiting rooms.
SECURE CHECKOUT
AK
Ahmed Khan
Full-Stack Developer
E-commerce Website Redesign
Invoice #CL-0042 · Due Jun 15, 2026
$1,500
Pay with
VISA
MASTERCARD
Secured by Clymbs · Regulatory compliant · 256-bit SSL
Ahmed receives
$750 USD → Foreign currency account
Within 48hrs
Local currency → Bank account
Instant rails

The infrastructure

Built to sit between freelancers
and global payment rails.

🔗
Payment link generation
Any freelancer in any Clymbs corridor can generate a professional checkout link in seconds. Clients pay by Visa or Mastercard from anywhere in the world.
🏦
Compliant foreign currency settlement
Foreign earnings flow into regulatory-approved accounts in each corridor — structured to comply with local central bank frameworks from day one.
⚡
Instant local currency conversion
Local currency settlement via domestic instant payment rails — same-day conversion when the international transaction clears. No manual FX. No waiting.
🪪
KYC & identity verification
Identity verified once, compliantly, per corridor regulatory requirements. Persistent — no re-verification per transaction. Built for scale from the start.

FAQ

Questions we get asked.
Answered honestly.

When do I actually get paid?
Our target is settlement within 48 hours of your client's payment clearing. Foreign currency lands in your compliant account first, then converts to local currency via domestic instant rails the same day if you choose. Exact timelines depend on your payment partner and receiving bank — we will publish confirmed settlement windows before launch.
Do I need a business account or company registration?
No. A personal bank account is sufficient. You do not need to register a business, open a separate account, or visit a branch. Clymbs is built specifically for individual freelancers operating under their own name.
What currencies can my clients pay in?
Your clients can pay in USD, GBP, EUR, and CAD. You receive the equivalent in your foreign currency account, or as local currency via instant rails — your choice. More currencies will be added based on corridor demand.
What does Clymbs cost?
Clymbs is free during early access. A small transaction fee will apply when we launch commercially — we will publish the full fee schedule well before it takes effect, and early access members will be notified first. There are no hidden fees and no monthly charges.
What happens if my client disputes a payment?
We work with our licensed payment partners to manage disputes fairly and in accordance with card scheme rules. A full dispute resolution policy will be published before launch. In the meantime, reach out at hello@clymbs.com and we will handle it directly.
Is my identity data safe?
Yes. Your identity data is collected solely to meet regulatory KYC requirements for international payment receipt. It is stored encrypted, accessed only by authorised personnel, and never sold or shared for commercial purposes. We do not use it for anything beyond compliance.
Which platforms does Clymbs work with?
Clymbs works for any freelancer earning internationally — regardless of which platform you use. Whether you work through Upwork, Fiverr, Toptal, Deel, Contra, or invoice clients directly, you can use Clymbs to send a payment link and get paid. The platform is irrelevant. What matters is that your client is international and pays by card.
When will Clymbs go live?
We are currently in early access. Waitlist members will be onboarded in the first cohort — before any public launch. If you are on the waitlist, you will hear from us before anyone else does.

Still have a question?

hello@clymbs.com

Pricing

Simple. Transparent.
No surprises.

Current · Early Access
Free
During early access
  • ✓Unlimited payment links
  • ✓USD, GBP, EUR, CAD
  • ✓Compliant foreign currency settlement
  • ✓Instant local currency conversion
  • ✓Full invoice dashboard
  • ✓PDF invoice download
  • ✓Priority onboarding

Early access members lock in founding rates when fees launch.

Coming · At Launch
TBA
Transaction fee · No monthly charge
  • ✓Everything in early access
  • ✓Competitive per-transaction fee
  • ✓No monthly subscription
  • ✓No hidden charges
  • ✓Full fee schedule published before launch
  • ✓Early access members notified first
  • ·Volume pricing available
Fee schedule coming soon

We will publish exact fees before they take effect. No surprises.

No fees during early access — no card required
Transaction fees only — you pay when you get paid
Institutional or volume pricing — hello@clymbs.com

Early access

Be among the first freelancers to get paid properly.

We are onboarding the first cohort of freelancers across our live corridor. No fees during early access. You will hear from us before any public launch. If you are an institutional partner, payment scheme, or investor interested in the infrastructure layer, reach out directly at hello@clymbs.com.

Reserve your spot
30 seconds. Free forever for early members.
No spam · No fees · We will be in touch